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Legal

Privacy Policy

This policy explains what information El Paisa Cargo collects, how we use it, who we share it with and how you can control it.

Last updated: September 14, 2026

1. Who is responsible for your data

El Paisa Cargo / EPC Tax Experts, 5829 Lee Hwy, Chattanooga, TN 37421. Calls (423) 822-5529 · WhatsApp and text (423) 973-0020.

2. What we collect

From the website: the name, phone number, email, preferred language and message you type into our forms, plus the page you sent it from.

At the counter: the identification and documents each service legally requires (for example a passport for an ITIN application, a title for a registration, or ID for a money transfer), and the transaction details we are required to record.

Basic technical data such as your browser type and the pages you visit, used only to keep the site working.

3. Why we use it

To answer your request and provide the service you asked for.

To prepare and file your paperwork with the agency or company involved.

To send you the reminders and confirmations you asked for, such as sticker, insurance or tax-season renewals.

To meet legal, tax and anti-money-laundering recordkeeping obligations.

4. We do not sell your information

We never sell, rent or trade your personal information. We never share your mobile number or your text message consent with third parties or affiliates for their own marketing — no exceptions.

5. Who we share it with

Only with the parties needed to deliver the service you requested: government agencies (IRS, Tennessee Department of Revenue, Hamilton County Clerk), insurance carriers, money-transfer companies, shipping carriers, and the software providers that run our customer records and messaging.

We also disclose information when the law, a court order or a regulator requires it.

6. Text messages

If you opt in, we text you from (423) 973-0020. Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for help. Consent to receive texts is never a condition of buying any service.

Mobile opt-in data and consent are not shared with any third party for marketing purposes.

7. How long we keep it

We keep your records as long as needed to provide the service and to satisfy the retention periods the law requires — for tax filings, that is several years. After that we dispose of records securely.

8. How we protect it

Physical documents are kept in our office with restricted access, and digital records are kept in access-controlled systems. No system is perfect, but we limit access to the staff who need it to do the work.

9. Your choices

You can ask us for a copy of the information we hold about you, correct it, ask us to delete what we are not legally required to keep, or tell us to stop contacting you. Call, text, or come by the shop and we'll take care of it.

You can stop text messages at any time by replying STOP or using the opt-out form on our Contact page.

10. Children

Our services are for adults. We only handle information about minors when a parent or guardian provides it for a specific filing, such as claiming a dependent or applying for a child's ITIN.

11. Changes

If we change this policy we update this page and the date above. Significant changes will be announced at the counter as well.

12. Contact

Privacy questions or requests: El Paisa Cargo / EPC Tax Experts, 5829 Lee Hwy, Chattanooga, TN 37421. Calls (423) 822-5529 · WhatsApp and text (423) 973-0020.

Visit us

We're on Lee Hwy, with parking at the door.

Hours
Mon to Wed10:00 a.m. – 7:00 p.m.
Thursday10:00 a.m. – 4:00 p.m.
Fri & Sat10:00 a.m. – 7:00 p.m.
Sunday10:00 a.m. – 3:00 p.m.

During tax season (January to April) hours run longer. Confirm on WhatsApp before coming in.

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