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El Paisa Cargo

The face of the moon was in shadow

Almost before we knew it, we had left the ground. All their equipment and instruments are alive.Mist enveloped the ship three hours out from port. The spectacle before us was indeed sublime.A red flair silhouetted the jagged edge of a wing.

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Check cashing & payments · Chattanooga, TN

Check cashing and bill payments in Chattanooga, TN

No bank account needed. Bring your check and a valid photo ID and walk out with cash — and while you're here, pay your bills or buy a money order in the same trip.

Check cashing, money orders and bill payments at El Paisa Cargo, Chattanooga TN
What to bring
  • —The original check, not endorsed yet
  • —Valid photo ID
  • —For bill payments: the bill or your account number
  • —First time? We register you on the spot

Don't endorse the check at home. You sign it here, in front of us.

01 · How it works

Check to cash in minutes.

1

Send a photo

Photo of the check on WhatsApp and we confirm whether we can cash it and what the fee is.

2

Come in with ID

We verify the check and you endorse it here.

3

Walk out with cash

You get the money on the spot. Want to pay a bill or send money home? Same visit.

Paid by check with no bank account?

Send us a photo on WhatsApp and we'll tell you if we can cash it today.

Ask about your check
02 · Frequently asked questions

Check cashing and payment questions.

Do I need a bank account?+

No. That's the whole point of the service: you cash the check with just your ID.

What kinds of checks do you cash?+

Payroll and company checks. Personal checks depend on the case — send us a photo and we'll confirm.

What's the fee?+

It's a percentage of the check and varies by type and amount. We tell you the exact figure before you endorse it. If it doesn't work for you, no problem.

Which bills can I pay here?+

Rent, EPB, Chattanooga Gas, water and wastewater, AT&T, Verizon, Metro, Cricket, Boost, internet and more. Bring the bill or your account number.

What is a money order good for?+

Paying rent or consulate fees, or anywhere cash and cards aren't accepted. No bank account required.

Is there a maximum amount?+

There's a per-check limit. If yours is large, message us ahead of time so we have it ready.

Can I send money home from here?+

Yes. Many customers cash the check and send a remittance in the same visit.

03 · Leave us your info

Want to confirm before coming in?

Leave your info and we'll tell you if we can cash your check and what it costs.

Your info goes straight into our system. We answer the same business day.

04 · Other services we handle
Visit us

We're on Lee Hwy, with parking at the door.

Hours
Mon to Wed10:00 a.m. – 7:00 p.m.
Thursday10:00 a.m. – 4:00 p.m.
Fri & Sat10:00 a.m. – 7:00 p.m.
Sunday10:00 a.m. – 3:00 p.m.

During tax season (January to April) hours run longer. Confirm on WhatsApp before coming in.

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